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Debt-to-Income Calculator

Debt-To-Income (DTI) Ratio

Debt-To-Income or DTI ratio is used for knowing the percentage of borrower's monthly gross income. It is used at the time of repaying debts.

You can use the following formula to calculate the DTI ratio for businesses involving property:

DTI = Monthly recurring debt expenses (including rental or mortgage expenses, interest and principal payments, OR line 11 + line 13 + principal payments)/monthly gross income

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